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  • Myows: managing your copyright online

    Creative people are generally not well known for being legally switched on. But the challenges of protecting original work in the digital age means bloggers, freelance writers, photographers and web designers should all be prepared to interact with the law to protect their intellectual efforts -- and their businesses. Luckily, the concept of copyright is pretty straightforward: as soon as a work is created in a tangible form – be it on paper, film, online or in sound – it is eligible for copyright. It is automatic and, unlike patents or trademarks, official registration is not required. If, however, there is...

  • Company Office

    Peach Payments and Callpay announce EFT system partnership

    Peach Payments, a leading and one of Africa's fastest growing payment service providers and Callpay, an innovative provider of secure payment solutions announce collaboration to provide automated Electronic Fund Transfers (EFT) as well as secure telephonic payment acceptance solutions. The innovative products will enable millions of South Africans to make instant and secure payments when shopping online or during payment processes over the phone and via call centres. Through this exciting collaboration announced at the 3rd eCommerce Africa Conference, customers will now be able to pay online using their cheque, savings or credit card accounts. Merchants that sign up through...

  • Visa snaps up SA mobile financial services company Fundamo for $110m

    Visa, the world's largest credit and debit card network, has snapped up South African mobile financial services company Fundamo for $110-million in cash. The Cape Town-based Fundamo is a privately-held company which has more than 50 active mobile financial services deployments across 40 countries, including 27 countries in Africa, Asia and the Middle East. The company has been operating since 1999 and has a number of funders which include Cape Town venture capitalists and emerging market investment group PoweredByVC, investment company Remgro and financial services corporate Sanlam. PoweredByVC is also linked to dot.com billionaire Mark Shuttleworth. Fundamo’s deployments currently have...

  • Work the look: 5 tips for online clothing retailers

    Clothing is one of the biggest growth markets for online retail, with more people welcoming the obvious benefits of online clothes shopping: no battling the crowds, saving time and often money; not having to faff around in changing rooms; and the confidence of knowing you can always return it if it doesn’t fit just right. And yet apparel is still one of the most difficult things to sell online — a hard truth not helped by the fact that, for the most part, online fashion retailers still don’t do it really well. Reading some of the headlines around the fashion/tech...

  • M-Pesa’s rollercoaster ride

    M-Pesa, the world-famous mobile payment system, has effectively become a type of credit card for poor communities in East Africa. The payment system has had unbelievable success in this region and other emerging market regions, prompting interest in it from many sectors in the world. But M-Pesa is much more than a mobile payment system. It's a blueprint for a future mobile-based currency, used by every corner and every community in the world. It's also testament to how emerging market countries are using technology and innovation to overcome barriers. It's an example of how countries, that are largely behind the...

  • What the web thinks of eBay’s Magento buyout

    When auction giant eBay announced this week that it was buying out the well-known ecommerce platform Magento, reaction was varied. In announcing the buyout eBay President and CEO John Donahoe stated that Magento would merge with the company’s own open source, online retailing platform X.Commerce. Precisely how X.Commerce will work, and what part Magento has to play in it will only be revealed in October during eBay’s X.Commerce Innovate Conference. Here’s what some of the web’s commentators had to say: Mashable: Mashable’s Christina Warren noted the uncertainty around the fate of Magento’s open-source Community Edition, which is currently a...

  • M-Pesa, Google Wallet & PayPal: How do they stack up?

    Last week Google added to a busy period of big product releases with the launch of Google Offers. The Google Offers launch followed hot on the heels of the launch of Google Wallet. Added to this, PayPal is suing former employees for giving away trade secrets to Google which allegedly fueled the development of Google Wallet. So what exactly is Google Wallet? Google Wallet is a new point-of-sale ecosystem that will allow users to use their smartphone as their wallet. This does however require a smartphone with an NFC (near field communications) chip. Currently three forms of payment are supported by the system...

  • Silicon Valley: There’s no bubble but there could be a bust…

    Are we in a bubble? This is the common question as I chat with people at various events around Silicon Valley. The concern that many are expressing is that if it's a bubble, then a crash is not far off. But that's a misdirection of concern, I'm far more worried that the economy will crash long before Silicon Valley's boom has had a chance to bubble and burst. I see the current boom as a resumption of where Silicon Valley was in mid-2008. Finally, after the bubble burst in 2000, funding was coming back and so were jobs and optimism about...

  • Groupon IPO on shaky legs

    One wonders how this happened -- Groupon being called the fastest growing company in history, and then going for an IPO, only to find almost every single blogger and journalist shooting them down. But that is exactly the answer to how it has transpired. The company has grown too fast and is now listing at the wrong time. It is a good and bad day for group buying. Hopefully people will not lose any interest and faith in the world's busiest new online sector, yet on the other hand, many online sources are quoted as being tired of Groupon's antics....

  • 10 reasons why you should get your hands on some Bitcoins

    A previous Memeburn article on the well-known digital currency Bitcoin generated quite a bit of interest and debate from this site's readers. The article focused on some of the challenges Bitcoin faced as a global currency. But here's another side of the coin, so to speak. We now give some good reasons, ten of them in fact, why Bitcoin could be an option for the future. No transaction fees. Unlike many credit card or online payment gateways, moving money around isn't going to cost you anything. This is due to the P2P nature of the system, which allows you to...

  • Groupon a ‘tech startup’? I don’t think so

    Tech companies can scale their business largely through adding servers and software, which is why VCs love to invest in them. That's why they shun services companies (like agencies), where hiring lots of people is required to scale a business. Groupon, the very well-known two-year-old Chicago-based group-shopping coupon service, now has more than 8 000 staff, at least half working in sales, says CEO Andrew Mason, speaking at the AllThingsD D9 conference. That's up from 1 500 staff a year ago! That sounds like a services company to me. So why is Groupon lumped in with other tech high flyers, such as...