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The new partnership will allow Gozem driver-partners to purchase new motorcycles at a competitive rate and flexible repayment period
The strategic partnership will enable the ride-hailing startup’s driver-partners to access performance-based financing and is a step towards large-scale, data-based financing in the informal sector.
Jean-Martial Moulaud, Country Manager of Gozem Togo comments on the new partnership and how it aims to benefit driver-partners.
“We are committed to supporting our drivers to ensure their success, not only in terms of increasing profits but more importantly by providing them with opportunities to truly transform their standard of living in a sustainable way. This partnership with Coris Bank International Togo is a further step in that direction as it actualizes the dream of many high-performing drivers and enables them to affordably access new vehicles without incurring the high costs often associated with hire-purchase (‘Work and Pay’) or other alternative agreements.”
A motorcycle financing programme
As a reported fist of its kind partnership in West Africa, the motorcycle financing programme will allow high performing Gozem drivers to access new, high-quality vehicles.
The financing plan will allow Gozem drivers to pay off a new motorcycle by re-paying the outstanding balance each day via their Gozem wallets. New motorcycles can be purchased at ‘very’ competitive interest rates and over flexible repayment periods.
In addition, the partnership will allow Gozem to provide key services to establish reliable credit for its driver-partners and includes credit scoring, KYC, tracking, daily payments, and default collections.
Alassane Kabore, Managing Director of Coris Bank International Togo provides insight into the partnership with Gozem
“This financing agreement with Gozem is a testament to the bank’s drive to offer innovative services to all market segments. Through this partnership, Coris Bank International Togo will support a key informal sector participant, zemidjan drivers, in building and growing profitable businesses on the Gozem platform. We are pleased to continue to offer solutions to all segments of the population.“
The innovative platform created by Gozem provides insight into metrics that asses daily driver performance creating a structured working environment for driver-partners.
Access to new and more efficient motorcycles for Gozem driver-partners will improve passenger and driver safety and result in increasing a driver’s daily income revenue.
Featured image: Gozem (Supplied)